How do Lawsuits Work? Legal Insights from New York

Can a Bank Account Maintained Outside of New York Be Restrained or Garnished By a New York Judgment

Frequently, a New York judgment creditor has a judgment against an out of state debtor whose bank account was opened and maintained in a...

City Marshals Cannot Levy Outside of New York City

Merchant Cash Advance ("MCA") companies headquartered in New York City lend money all over the country. To collect a judgment, and...

Confession of Judgment: How Does It Work; Can It Be Vacated

New York law permits a confession of judgment, meaning that if a debtor signs an affidavit permitting the creditor to file a judgment...

Vacating a Judgment in New York

If the defendant in the action has not timely answered, the plaintiff can submit a default judgment. (CPLR 3215[a]). After the default...

Merchant Cash Advance Agreements -- Are They Legal?

Under New York law, a loan that charges annual interest over 25% is illegal, even if the borrower is a corporation. Merchant Cash Advance...

Can a Lender Prohibit a Borrower From Objecting to the County Where the Lawsuit Is Filed.

New York based lenders want the freedom of filing a lawsuit in whichever county in New York State they choose. One county may be much...

Help. I’ve been sued in New York. Can my accounts in my home state be frozen?

New York State laws are friendly to creditors. When a creditor gets a judgment against you in New York State, its attorney can freeze any...

What Can Be Done In Your Home State With a New York Default Judgment

A lender makes sure that it can sue you where it resides, not where you reside. This is done by a contract stating that you agree to be...

Defense Of Credit Card Lawsuits

A credit card company usually tries to beat the consumer in court just by proving that there was no objection to the monthly statements....

Defense of State Insurance Fund Lawsuits

The State Insurance Fund (“Fund”) provides workers' compensation insurance policies that are to be governed by ordinary rules of contract...

Please Don't Shoot the Messenger.

If we notify you that you've been sued, you must take action right away to avoid a default judgement.